Guides
Irish investment tax, in plain English
Ireland's tax rules have kept a generation of savers in deposit accounts. These guides explain each rule that matters, what the 2027 Personal Investment Account changes, and how the same problem was solved elsewhere.
Deemed disposal in Ireland, explained
The eight-year rule that taxes gains you never cashed in — how it works, what it costs, and why it will not apply inside the PIA.
ETF tax in Ireland (2026 rules)
41% exit tax, no CGT offset, no loss relief. What you pay today on ETFs and funds, and what the roadmap signals for 2028.
DIRT vs investing: the cost of staying in cash
33% DIRT on deposit interest against real Irish rates — and what €20,000 sitting in a bank account gives up over a decade.
ISK, ISA and 401(k): how the PIA compares
Sweden's ISK, the UK's ISA and US retirement accounts — the design choices Ireland is borrowing, and the ones it is not.
Run your own numbers
Compare a Personal Investment Account against a deposit account and a standard fund over 10, 20 or 30 years — with real Irish rates.
Open the PIA calculatorInformation only, not financial or tax advice. Final PIA rules — the contribution limit, the tax-free threshold and the flat rate — are due to be confirmed in Budget 2027 and the related Finance Bill. Figures cited are from the Department of Finance roadmap, Revenue, Skatteverket, GOV.UK and the IRS.