Provider directory
AIB, Bank of Ireland, PTSB, Irish Life, Zurich, Trading 212 and Revolut plan to offer a PIA, but no provider has published full terms yet. This page is where you'll compare accounts, read reviews and request an introduction once fees and product details are available.
Ireland's Personal Investment Account will be sold by authorised banks, life companies and investment platforms, not by the State. Once providers confirm their 2027 terms, we'll publish independent reviews with fees, minimums and what you can hold inside each account. For who has said they'll take part, see the PIA provider tracker.
Checked 2026-11-05. Intent is not an open account or a comparison of fees. Each firm below links to its own pre-launch profile.
Plans to offer · terms pending
In a statement to PIA·IE, AIB says it plans to introduce Personal Investment Accounts and is looking forward to making the Investment Account available to customers from 1 July 2027, designed as a digital investment experience with financial education tools alongside. Fees, minimums and eligible investments remain unpublished.
Read AIB's pre-launch profileWhat they've said · fees and plans · transfersRead the source ↗Plans to offer · terms pending
In a reply to PIA·IE, Bank of Ireland says it intends to launch a PIA, expected from 1 July 2027. Its own PIA page, published 13 October 2026, says details on how to apply will follow at launch. Fees, minimums, the investment range and how the account will be delivered are not published.
Read Bank of Ireland's pre-launch profileWhat they've said · fees and plans · transfersRead the source ↗Plans to offer · terms pending
PTSB's own product page says it will offer the new Personal Investment Account from 1 July 2027, for Irish tax residents aged 18 or over, one account per person in a single name. Fees, minimums, the investment range and how the account will be delivered are not published.
Read PTSB's pre-launch profileWhat they've said · fees and plans · transfersRead the source ↗Plans to offer · terms pending
Irish Life's PIA page is headed 'Personal Investment Account from Irish Life, coming in July 2027' and says advice is provided by Irish Life Financial Services. No fees, minimums, fund range or application process have been published.
Read Irish Life's pre-launch profileWhat they've said · fees and plans · transfersRead the source ↗Plans to offer · terms pending
Trading 212's Irish CEO, Michael Byrne, told the Business Post (1 September 2026) that the company 'intends to participate' in the Savings and Investment Account scheme, while acknowledging the final tax arrangements and payment mechanics had not yet been settled. No fees, minimums or opening date published.
Read Trading 212's pre-launch profileWhat they've said · fees and plans · transfersRead the source ↗Plans to offer · terms pending
Zurich's 6 October 2026 guide states: 'Zurich intends to make its Investment Account available from the launch date, allowing customers to access the scheme from day one.' The guide also restates the scheme's announced mechanics: €12,000 annual allowance, €50,000 tax-free threshold with 1% applying only above it, single-life plans, and no 1% insurance levy or deemed disposal inside the account. No fees, minimums or fund range have been published.
Read Zurich Life Ireland's pre-launch profileWhat they've said · fees and plans · transfersRead the source ↗Plans to offer · terms pending
Revolut told the Business Post (October 2026, after Budget 2027): "We wish to reaffirm our intention to launch an Irish investment account for our customers next year and welcome the additional clarity provided in the budget." This follows its 4 September comment that Irish tax administration would add complexity. No fees, minimums or opening date published.
Read Revolut's pre-launch profileWhat they've said · fees and plans · transfersRead the source ↗AIB, Bank of Ireland, PTSB, Irish Life, Zurich, Trading 212 and Revolut have each said they plan to offer the account. None has published fees, minimums or complete opening terms. The Finance (No. 2) Bill 2026 sets a 1% annual tax above €50,000 and a €12,000 contribution limit; the planned launch is 1 July 2027.
In the meantime, see the dated provider statements — a sourced tracker of every credible candidate and what each has actually said.
6 October 2026
Budget 2027 set the headline rate, threshold, contribution limit and launch date.
19 Oct 2026
The Finance (No. 2) Bill 2026 publishes the account's rules in section 26.
December 2026
The Bill is expected to pass and be signed into law.
Before 1 July 2027
Firms publish real PIA fees and opening terms.
Within 24 hours of the first firm publishing terms
We add the first confirmed provider with fees, minimums and an independent review.
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Join the list below and we will email you the day each milestone happens.
Run your own numbers — compare a PIA against a deposit account and a standard fund over 10, 20 or 30 years.
Open the calculatorPre-launch profiles: AIB · Irish Life · Zurich · Trading 212 · Revolut · Bank of Ireland · PTSB · Davy · An Post · DEGIRO · Interactive Brokers · Lightyear · bunq. Compare every fee on the true cost of ownership page.
This directory will list only accounts with published terms and a dated public source. Until then, see the PIA provider tracker for the firms most likely to take part. Some firms will sell the account through brokers and financial advisers; the account itself is issued and held by a provider, so a broker is not the same as a provider.