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Tracking the PIA, from roadmap to launch
Ireland's Personal Investment Account arrives in 2027 with most of its detail still blank. We publish as the detail lands — and we publish what we intend to write next, so you can hold us to it.
Updated September 2026
Latest posts
3 September 2026 · 8 min
What is the Personal Investment Account? Ireland's 2027 investing shake-up
The plain-English explainer: what the PIA is, how the flat annual tax works, who can offer it, and what is still undecided before Budget 2027.
Read the post →3 September 2026 · 7 min
Budget 2027 and the PIA: the three numbers that decide everything
The rate, the tax-free threshold and the annual contribution limit are all still blank. Here is what each one does to your returns, with worked examples.
Read the post →3 September 2026 · 6 min
PIA vs pension: which should an Irish saver fund first?
Pensions still win on tax relief. The PIA wins on access. A practical order of operations for anyone with cash to invest before 2027.
Read the post →Our pre-launch content roadmap
Most PIA coverage will appear in a two-week burst around Budget 2027. Ours is planned across the whole run-up, so the answers exist before the questions spike. Here is the schedule.
Now — Budget 2027 (October 2026)
PublishedWhat is the Personal Investment Account?
Published — the anchor explainer everything else links to.
Search intent: personal investment account ireland
Deemed disposal, ETF tax and DIRT guides
Published — the high-volume tax pain that brings people here.
Search intent: deemed disposal ireland · etf tax ireland · dirt tax ireland
ISK vs ISA vs 401(k)
Published — international context and where the design came from.
Search intent: isa ireland equivalent
Budget week, October 2026
In progressBudget 2027 PIA: the announcement, decoded
Same-day analysis of the rate, threshold and contribution limit.
Search intent: budget 2027 pia rate
Calculator rebuild with confirmed figures
Swap modelled assumptions for legislated numbers within 24 hours.
Search intent: pia calculator ireland
What Budget 2027 means if you already hold ETFs
Migration paths for existing holdings and the eight-year clock.
Search intent: etf tax ireland 2027
Finance Bill to Q1 2027
PlannedProvider readiness tracker
Monthly update on which MiFID firms have confirmed a PIA offering.
Search intent: pia providers ireland
Fee comparison methodology
Published methodology so provider rankings are auditable.
Search intent: cheapest investment platform ireland
How to open a PIA — step by step
Conversion-stage content, published the week accounts open.
Search intent: how to open a personal investment account
Launch year, 2027
PlannedFirst-year tax statement walkthrough
What lands on your Revenue return and how to check it.
Search intent: pia tax return ireland
PIA for children and joint savers
If the account is extended to minors, as the roadmap flags.
Search intent: investment account for child ireland
Annual provider review
Refreshed rankings once real fee schedules exist.
Search intent: best pia ireland
Working on the PIA yourself?
Journalists and providers can find key facts, the official timeline and contact details on our press page. If you think we have a figure wrong, tell us — corrections go up the same day.
Run your own numbers
Compare a Personal Investment Account against a deposit account and a standard fund over 10, 20 or 30 years — with real Irish rates.
Open the PIA calculatorInformation only, not financial or tax advice. Final PIA rules — the contribution limit, the tax-free threshold and the flat rate — are due to be confirmed in Budget 2027 and the related Finance Bill. Figures cited are from the Department of Finance roadmap, Revenue, Skatteverket, GOV.UK and the IRS.