Updates
AIB plans to offer a PIA; Zurich discusses how insurers could take part
AIB has stated its intention to offer the account once rules and services are ready. Zurich has discussed potential participation, but not announced a product. What is — and is not — confirmed.
Updated 2 October 2026
Correct as of the rules ledger v2026.09.5 (24 September 2026). This post was checked against the ledger on that date.
AIB has stated its intention
AIB's Personal Investment Account page says: “AIB plans to offer a Personal Investment Account once the scheme rules have been finalised and the necessary services have been developed.” We checked the undated page on 2 October 2026.
That is a first-person statement of intent, so AIB is now marked confirmed intent on our provider tracker. It is not a live product. AIB has not published a fee schedule, minimum investment, investment range or application date. Nor has it said whether it will deliver the account directly or via its Goodbody subsidiary.
Zurich is talking about the account, not promising one
In a 16 September 2026 Zurich Ireland article and Future Ready podcast, Ian Slattery, its Head of Investment Solutions, explains the proposed PIA framework. He says the likes of Zurich and its insurance peers would be eligible and discusses providers administering tax for investors. This signals interest in how insurers could participate.
Zurich has not explicitly said it will offer a PIA. We have moved it from “No public position” to Considering in the tracker, not “Confirmed”. An explanation of a policy is not a product announcement.
What you can compare now
No firm has published complete PIA fees and terms, so our comparison directory remains empty. Budget 2027 on 6 October is expected to set the tax rate, tax-free threshold and contribution limit. We will add products only when their actual terms are public; participation signals will remain clearly separate from available accounts.
Frequently asked
Is AIB offering a PIA?
AIB says it plans to offer a Personal Investment Account once the rules have been finalised and the necessary services developed. It has not published fees, minimums or an opening date.
Has Zurich confirmed a PIA?
No. Zurich has published an explainer and podcast about the proposed account and potential participation by insurers, but has not committed to launching a PIA or published terms.
Keep reading
- Trading 212 intends to offer the account; Revolut is weighing it up
- An Post is looking for an investment partner: what it could mean for the PIA
- Budget Day watch-list: what to look for on the PIA on 6 October
- What the commentators are saying about the PIA — and what is still unknown
- What is the Personal Investment Account? Ireland's 2027 investing shake-up
- Budget 2027 and the PIA: the three numbers that decide everything
- PIA vs pension: which should an Irish saver fund first?
- All PIA and Irish investment tax guides
Run your own numbers
Compare a Personal Investment Account against a deposit account and a standard fund over 10, 20 or 30 years — with real Irish rates.
Open the PIA calculatorInformation only, not financial or tax advice. Final PIA rules — the contribution limit, the tax-free threshold and the flat rate — are due to be confirmed in Budget 2027 and the related Finance Bill. Figures cited are from the Department of Finance roadmap, Revenue, Skatteverket, GOV.UK and the IRS.