Press and media resources

• PIA·IE is an independent Irish tracker and comparison service for the Personal Investment Account.
• The account is planned to launch on 1 July 2027, following Budget 2027. Its rules are in section 26 of the Finance (No. 2) Bill 2026, published 19 October 2026.
• The site is free to readers and may earn referral fees from providers once accounts open. Commercial relationships do not determine rankings or editorial coverage.

• Ireland is one of the last EU economies without a simple retail investment wrapper. The Department of Finance published its roadmap on 31 August 2026.
• The Personal Investment Account is intended to be available from 1 July 2027, legislated in section 26 of the Finance (No. 2) Bill 2026, where it is called the individual investment account.
• It applies a 1% annual tax to average daily account value above €50,000 — not realised gains. Providers handle the tax, and there is no deemed disposal inside the account.
• Contributions are capped at €12,000 a year, with no minimum contribution.
• Outside the PIA, exit tax reduces from 38% to 35% on 1 January 2027 while eight-year deemed disposal remains. The standard CGT rate is cut from 33% to 31% for disposals from 7 October 2026; DIRT stays at 33%.

We maintain a live provider directory of MiFID firms and fund managers expected to offer the account, a savings-versus-PIA calculator built on current Irish deposit and fund rates, and guides to the taxes the PIA is designed to replace. Underlying assumptions are published on each page so figures can be checked.

• Provider directory — fees, minimums and confirmed intent to offer a PIA.
• PIA calculator — deposit vs standard fund vs PIA, over any horizon.
• Open data hub — every dataset we publish, with sources and reuse terms.
• Tax guides — deemed disposal, ETF exit tax, DIRT, and international comparisons.

Our original charts, tables and calculator outputs are available under CC BY 4.0. Figures based on assumptions — such as a growth rate or modelled PIA rate — should be shown with those assumptions because the Finance Bill is not yet law.

We are independent and reader-focused. We expect to earn referral fees from providers once the account launches; that arrangement will never affect rankings, and any page with a commercial relationship will say so plainly.

If you are a MiFID firm, fund manager or EEA provider planning a PIA offering, send fee schedules, launch timelines and product detail to press@personalinvestmentaccounts.ie. Listings are free, and corrections to an existing listing are actioned within one business day.